Automated underwritingfor SMB lenders
- Faster funding
- 10x
- Faster funding
- New hires required
- 0
- New hires
Label offers the only end-to-end automation engine for SMB underwriters.
Why automate?
In SMB lending, speed is everything. Analyzing borrower data is the slowest part of the process. By automating this, you can get approvals in front of applicants before they have a chance to talk to the competition.
Document Analysis
Borrower Review
Automated Decisions
Decisions in minutes.
Your scoring policy runs automatically against every applicant. Offers are generated, priced, and ready to send — before an underwriter even opens the file.
Underwriters stay in the loop to review edge cases and override when needed. The system handles the volume; your team handles the one-off judgment calls.
Built for
your business
Integrated with your systems.
Fine-tuned to your scoring policies.
Bank-grade security built in.
Encryption, compliance, and isolation baked into every deal that moves through Label.
Full details — keys, compliance posture, tenant boundaries — live in our docs.
Read security docs-
AES-256 encryption
Every file, key, and record is encrypted at rest and in transit. No plaintext storage, ever.
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GDPR + SOC 2
GDPR and SOC 2-aligned data handling.
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Tenant isolation
Each customer runs in a strictly isolated data partition. Nothing crosses tenants, by design.
Frequently askedquestions
Who are we, and what do we do?
Label is a human-in-the-loop underwriting platform for SMB lenders. We ingest bank statements and KYB/KYC signals, score each deal against your credit box, auto-approve the clean ones, and route edge cases to a dashboard for underwriters to review — all in minutes, not days.
MCA providers and SMB term lenders writing short-to-medium-term, cash-flow-based advances and loans.
Documents come in, get parsed and normalized, and run through two parallel tracks: cash-flow and credit-box scoring on one side, KYB/KYC and fraud checks on the other. A composite score arrives in under a minute.
Most lenders are in production in 2-3 weeks. Week one is a credit-box workshop and data mapping. Week two is integration against your existing LOS or API. Then we shadow-run alongside your current flow before cutting over. No multi-quarter rollouts.
See Label on your deal flow.
A 30-minute walkthrough with real MCA submissions. No slideware.